Most terminals at our offices starting April 2012 have the feature of converting a payment into an EMI at the time of transaction for major banks. So if you have the limit in your card the transaction can be converted immediately.
If you have exhausted your limit in the card and if your bank isn't willing to lend you more credit you might have to pay your bill before your payment will convert to an EMI. This will not be known at the time of sale and the only way out is to update your previous payments.
To view a complete list of banks and the schemes available please click here.
If you have transacted before April 2012 where the process was done at the back end you would need to contact us with the transaction details so we can take it up with the banks. The best way to contact us is to raise a query/complaint from your online login. Once you log in the button in on the top right hand column.
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